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If you're unable to pay a debt, a collection agency can sue you to collect what Federal law also places the following restrictions on debt collectors. If you're behind on debt payments, the law limits how a debt collector can contact you and others around you. Free information for British Columbians. Many times, debts are sold to collection agencies or other companies. There are rules in place, outlined by the Fair Debt Collection Practices Act, but some.

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Fortunately, there are federal and District of Columbia laws that protect consumers and prohibit debt collectors from using certain practices that may be. Who Must Have a Debt Collection Agency License? Businesses whose principal purpose is to regularly collect or to attempt to collect personal or household debts. Debt collection practices, whether by creditors, collection agencies, or attorneys, are a frequent and often emotionally charged source of consumer.

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Aggressive fake debt collectors try to bully people into paying money they don't owe. Here's how to spot them. They give NYC residents extra protections that are not provided by federal and state debt collection laws. For example, under NYC law, debt collectors. If you're unable to pay a debt, a collection agency can sue you to collect what Federal law also places the following restrictions on debt collectors.